The EUDI Wallet will be available as an app. But it is more than that: the larger change is the regulated ecosystem behind it: wallet providers, identity and attestation issuers, registrars, and Relying Parties (RP) must all work together. By December 24, 2026, every EU

Regulation, implications, and use cases A new era in the use of digital identity management is on the horizon in Europe. The EU Digital Identity Wallets (EUDI Wallet) have to be made available by the EU member states – and many banks, Financial Services Providers

Since the EPC VOP scheme launched, Banfico has been a central contributor to its rollout and evolution. We were the first officially qualified RVM, participated in EDS and ART v1.0 pilot testing, and actively engaged in RVM peer meetings and peer-to-peer testing. The company also

The following material will have a look into upcoming changes to TLS certificates that have been recently announced (and will be due soon), as well as what their impact will be for the Open Banking / Open Finance ecosystem and the Verification Of Payee (VOP).

La France franchit une étape importante dans la lutte contre la fraude bancaire avec le lancement du FNC-RF (Fichier National des Comptes signalés pour Risque de Fraude), un dispositif national de partage des IBAN frauduleux opéré par la Banque de France. Échéance clé : 11

EPC VOP VOPCasts is an initiative where we create podcasts on VOP (VOPCasts) introducing key topics of interest and covering Banfico & external experts’ POV and expertise on those topics that are relevant to all scheme participants. VOP for PISPs Ralf Ohlhausen & Vasile Valcov

The EPC API Security Framework mandates PSD2 QWAC certificates for client identification in the Verification of Payee (VOP) scheme. While straightforward in principle, implementation has revealed significant operational challenges. This newsletter outlines key challenges and shares lessons learned to help financial institutions prepare for successful

Banfico Knowledge Series on EPC Verification of Payee is an initiative where we share market updates and insights into specific areas related to EPC Verification of Payee (VOP) that are relevant to all market participants including banks, PSPs, RVMs and corporates. 1. Channel Integration -

The European Payments Council’s (EPC) Verification of Payees (VOP) scheme has introduced new expectations around how Payment Service Providers (PSPs) validate account names before processing payments. While the EPC VOP offers guidelines rather than strict rules, responsibility for the accuracy of matching outcomes rests with

As one of the earliest qualified RVMs for the EPC VOP scheme, Banfico is excited to announce that our VOP solution is fully ready for end-to-end testing. We are already collaborating with other RVMs, and now, we’re extending the invitation to direct EPC VOP participants